Why Buying Generic Food is (Almost) Always Smart

April 18, 2018coupons hub


generic food

When you go shopping, you are almost always faced with a decision – the decision of whether to buy the generic brand of a product or the name brand.

Many people view buying generic food as “gross” or “cheap,” and they simply won’t do it, even though it means missing out on big savings.

However, in many cases, there is nothing wrong with going for brandless grocery items or store brand grocery items. The key is simply to understand the difference between generic food and non-generic food and to know when to choose which option. This is something you can get quite good at with a little know-how and a lot of practice.

The Ingredients are Often the Same

To start off with, one of the easiest ways to tell whether you should buy generic food or spring for the name brand is to take a careful look at the ingredients.

Take off brand cereal, for example. The next time you go shopping, pick up the name brand cereal and then the off-brand option. Turn both over until you find the ingredients list.

If the ingredients in both cereals are the same or close to the same, then you know that it’s not worth it to spend the extra money and buy the brand name. In that instance, what you’re paying extra for is not the product itself but its label.

If you can get into this habit of comparing the ingredients list of brandless products to name brand products, you can easily educate yourself on when it’s worth it to buy generic and when it’s better to choose the brand name. You’ll probably find that, more often than not, in the brand name vs generic battle, generic foods win out most of the time.

Consider if Nutrition Standards are in Place

Something else to think about when making the decision between brand name and generic is whether or not any nutrition standards exist regarding the product that you are buying.

Baby formula is a great example to take into consideration. There is a national formula act in place- there has bee since 1980- that states that all infant formulas must meet the same standards of nutrition and quality in order to ensure healthy, thriving children.

In this case, since standards are in place, you can choose any formula you want, name brand or not, and still be guaranteed to get a quality product. And, if you can do that and spend less money, why wouldn’t you?

Unfortunately, nutrition standards do not exist for most foods, but some foods, like meat and produce, do have to meet certain quality standards in order to be sold, so you aren’t taking a risk with your health and wellbeing if you choose to go with the store-packaged option in these cases.

Just research standards that pertain to where you live and then make your purchasing decisions accordingly.

Remember, “Generic” Often Means Local 

Something else you should understand is that a lot of times, the generic brand of a product is actually the more local brand of the product.

Consider products such as orange juice or milk, for example. Obviously, the big brand name products are going to come from a factory owned by the manufacturer, which is often very far away.

The generic brands, on the other hand, might come from a local grove or farm and are able to be priced more cheaply due to not having the name brand packaging but also due to not having to be shipped to the store.

With research, you can easily find out which generic brands at your store are actually local brands. Thus, by buying these products, you can not only save money but also support the local economy and end up getting a product that is even better and more fresh than the name brand product.

There is No Harm in Trying 

Everyone has different tastes and preferences. With that said, even when ingredients are not similar from one brand to the next, you might find that you don’t mind the taste of a particular generic product or, in some cases, that you may even prefer it.

So, if saving money is important to you and you aren’t hung up on having the “big name” all the time, do a little experimenting. Try out generic products and see what you think. You might just find that you like a generic brand just as well as or better than the name brand.

Either way, you don’t really have anything to lose. You’ll still save money no matter what, and you can always go back to your original preference.

Just remember, as covered here, that the gap between generic and name brand isn’t always as vast as you might think.


Why You Should be Using Reusable Grocery Bags

April 14, 2018coupons hub


reusable grocery bags

In today’s world, everyone knows that it’s important to be kind to the environment in every way possible. Our planet is not in the best shape, and it needs our help to improve.

Fortunately, there are many things that you can do to help make the earth a healthier place. Many of these things are simple but highly effective like choosing to use reusable shopping bags instead of the plastic or paper grocery bags offered by most grocery stores.

When you make this simple choice, you can have a big, positive impact on planet earth.

Keep Landfills from Filling Up 

Many people who don’t use reusable bags don’t just because they are unaware of how much harm a plastic bag can do…or of how long it will stick around.

Did you know that the average plastic bag can take up to 1000 years to decompose? That’s 1000 years of sitting in a landfill, and our landfills are already filling up more rapidly than we can handle.

And, while paper bags don’t take quite as long to decompose, they still take longer than is ideal. If you can keep the landfills less full by using canvas shopping bags, why not do it?

Enjoy a Bag that Will Last for Years  

Another good reason to use reusable grocery bags is because…well…there’s really no reason NOT to. If you can do something that benefits the environment and isn’t a sacrifice to you in any way, you absolutely should. You have nothing to lose and everything to gain.

And, speaking of “gaining,” reusable grocery bags actually are quite beneficial to you in many ways. To start with, they’re cheap. Most basic bags cost a dollar or less, and they can be reused indefinitely. Many can even be washed repeatedly without problems.

So, you spend a dollar or less or get a bag for free (many stores offer free bags), and you get years of use out of it. When you consider that many stores are now charging a bag fee and/or offer a discount for shoppers who bring in their own bags, it’s easy to see that using reusable grocery bags is actually a win-win situation for you.

Help Reduce Our Nation’s Oil Consumption  

When you think of oil, plastic bags probably aren’t the first thing that comes to mind. However, there is a connection between the two.

To understand the connection, it is first important to understand just how many plastic bags Americans go through each year. It’s estimated that the number sits at 100 billion.

And, whether you realize it or not, oil is involved in the production of these bags- about 12 million barrels of it each year.

That’s a lot of oil- a whole lot more than we should be consuming of this non-renewable resource. You can play a role in reducing our oil consumption, though, by choosing to use reusable grocery bags instead of plastic bags.

Help Protect the Planet’s Animals  

It’s not just people who are negatively affected by plastic bags and America’s overuse of them.

Did you know, for example, that millions of animals are killed due to ingesting plastic bags or parts of them each year? Even when bags are disposed of properly, parts and pieces make their way to the habitats of animals and cause them serious distress or even death.

If you love marine wildlife, birds, and other of nature’s creatures, don’t contribute to their demise by using plastic bags. Instead, make a difference, a little bit at a time, by choosing reusable bags over plastic.

Carry Your Groceries More Easily 

As mentioned earlier, using reusable bags costs you nothing and can even benefit you in some ways.

If you need another reason to love reusable grocery bags, consider the fact that they can carry a lot more weight than your basic plastic bag. This means that, instead of lugging around several plastic bags, you can just carry one canvas tote.

Also, you don’t have to worry about canvas totes getting stretched or ripped the way plastic bags do. So, you’ll never have to deal with having your groceries fall all over the ground.

As you can see, there are many great benefits that go along with using reusable grocery bags. This choice benefits you, it benefits the planet, and it helps the animals. Best of all, there is no real sacrifice in it for you, just reward. So, with all of that said, if you are not already using reusable grocery bags, now is the time to get started.


What You Need to Know About Kohl’s Cash

Kohl's cash

Kohl’s is a great store that sells a variety of items. You can shop at Kohl’s by going to an in-person store or by going to Kohls.com.

No matter how you shop, though, you’ll be glad to know that you can earn money back- money to spend at Kohl’s- every time you shop. This free money is known as Kohl’s Cash, and you can think of it like a really nice Kohl’s coupon that enables you to save money on every purchase or, if you save up your Kohl’s cash enough, to even get items for free.

How Much Kohl’s Cash Can You Earn?

Unlike a basic Kohl’s coupon code or general Kohls promo codes, Kohl’s Cash is earned in specific amounts based on how much you spend in the store.

Basically, anytime you spend $50, you will receive $10 in Kohl’s Cash. So, a $50 purchase would earn you $10 while a $100 purchase would earn you $20 and so on and so on.

Because of how the Kohl’s Cash program works, you actually earn more by spending more. So, the more you spend, the better. If that’s not a great reason to shop, nothing is!

Receiving Your Kohl’s Cash Earnings

Now that you understand how Kohl’s Cash works, you may be wondering how you actually receive your Kohl’s cash. That all depends on how you did your shopping.

If you were shopping in the store, for example, you’ll earn your Kohl’s cash in the form of a coupon. If you shopped online or via a kiosk, however, you’ll get an email with your Kohl’s Cash code attached.

All of these earnings can be spent anywhere, i.e. Online, in store, or at a kiosk, so it really doesn’t matter how you receive your Kohl’s cash.

Consider Opening a Kohls.Com Account 

As mentioned earlier, you can earn Kohl’s cash when you shop online. However, if you plan to shop online often and want to make redeeming your Kohl’s cash easier, it is highly advisable to make a Kohls.com shopping account.

An online shopping account is convenient because it will store your billing and shipping information, keeping you from having to type this info in every single time you order something.

It’s also nice when it comes to Kohl’s Cash because, with an online account, any Kohl’s cash you earn is automatically stored in your online Kohl’s “Wallet,” a virtual wallet you can spend from freely as you earn rewards.

Signing up for an account is totally free, so this step is definitely worth it if you prefer to shop online.

Make Sure You Pay Attention to Redemption Dates 

When you earn Kohl’s Cash, the most important thing to pay attention to is the redemption date range on your “cash.”

These dates will let you know when your cash is available to be spent and when it expires. You can double check these dates on the coupon you received or in the email you received with your rewards enclosed.

The Kohl’s stores and website will also typically publicize these dates and remind you as redemption periods are nearing to a close. Make sure you pay attention to these types of updates since rewards do not “roll over,” and you don’t want to miss using your rewards while you can.

Enjoy the “No Brand Exclusions” Rule

It has to be mentioned that one of the nicest things about the Kohl’s Cash program is that, unlike most other reward programs, there are no brand exclusions. What that means, in simple terms, is that you can use your rewards on absolutely anything you want in the Kohl’s store, no matter what its cost or brand.

So many other rewards programs place restrictions on what can be purchased with rewards, ensuring the store earns real cash for higher end items. With Kohl’s Cash, though, you can buy anything you want with your rewards, making this program an easy way to save up for items you want but can’t afford to buy fully on your own.

As you can see, there are a great many benefits and advantages to using Kohl’s Cash. You simply need to know how to use it in order to get the maximum benefits possible Following the tips and information presented here is a great place to start.


Understanding the Masterpass Program and What it Can Do for You

Masterpass, Mastercard's digital wallet service

If you like to shop online or have been looking into online shopping, then you may have heard of the Masterpass program. If not, then you should know that the program, created by Master Card, is a digital wallet service.

With this digital wallet, you can easily buy items online. Your payment and shipping information are already stored by the system, allowing you to checkout instantly and without hassle.

If you’re looking for a convenient way to pay for items online, consider this program now that you understand what is master pass and how it works.

Not Just for Online Purchases Anymore 

The Master Card app is mainly used for online purchases, as described above. However, that is not the only option. You can now use Masterpass in stores if your bank has partnered with Masterpass to allow this option.

Currently, the banks that have partnered with Masterpass include:

  • Citi Bank
  • Ally Bank
  • Associated Bank
  • Bank of the West
  • Barclays
  • BMO Harris Bank
  • First Premier Bank
  • First Hawaiian Bank
  • Fifth Third Bank
  • Key Bank
  • People’s United Bank
  • SunTrust
  • US Bank

How to Sign Up for Masterpass 

If you’re ready to start enjoying the convenience of Masterpass, you’ll be glad to know that signing up is easy.

Most people sign up because they want to make an online purchase. When this is the case, you simply go to the site where you plan to do your shopping, load your cart, and then, when it comes time to checkout, you click on the “Masterpass” payment option. If you don’t want to make a purchase right away but want to get signed up, you can do that on the main Master Pass website.

From there, you will be directed to a simple signup process which involves a authentication code being sent to your phone or email. Once you have authenticated this code and thereby verified your email or phone number, you provide your card number and shipping information, which will be saved from that point forward, to finalize and start using your account.

It’s really that simple, and you don’t even have to pay a fee to start enjoying Master pass. If you do run into any problems along the way, contact the Master Card customer service department online or on the phone for help. However, most people don’t have any problem with the very simple and straightforward signup process.

Making Future Purchases with Master Pass 

Most people will sign up for Master Pass when they make their first purchase. Whether you do that or you choose to sign up independent of a purchase, you will find that, after the initial signup, making future purchases is easy.

Once you have an account, you simply sign in anytime you want to make a purchase and Masterpass is accepted. Typically, you can do this without even leaving the payment page since a small window will open to allow you to sign in to your Masterpass account. Once signed in, you are ready to go. The only time you would need to complete an extra step is if you want to add a new shipping address or a new credit card number.

Safety and Security are Guaranteed 

As convenient as Masterpass is, a lot of people are wary of using it. After all, they don’t know if it’s safe or if there’s a possibility of their sensitive information being leaked.

However, you can rest assured that Masterpass has been designed to be as safe as possible. Incredibly secure servers keep your information from falling into the wrong hands. Plus, keep in mind that Masterpass is backed and powered by Mastercard, a longstanding credit card company with a trustworthy reputation.

Thus, if you would trust Mastercard, you can trust Masterpass.

Cards that are Compatible with Masterpass 

Because Masterpass is, as mentioned, owned by Mastercard, a lot of people make the mistake of thinking that the program only works with the Mastercard. However, this is not the case. Currently, many different cards are compatible with Masterpass. Other than Mastercard, these include:

  • American Express
  • Diner’s Club
  • Discover
  • Visa

If you have one of these cards, then you can sign up for Masterpass today.

Places Where You Can Use Masterpass 

Masterpass is currently accepted online and in person at a variety of retailers, and more are constantly being added. Just a few that you can shop at with Masterpass right now include:

  • 1800 Flowers
  • Dunkin’ Donuts
  • Ann Taylor
  • Crate & Barrel
  • Avis
  • The Cheesecake Factory
  • Barnes & Noble
  • Budget
  • Bass Pro Shops
  • BJ’s Wholesale Club
  • Brooks Brothers
  • Blue Nile

These are just a few of many different places where you can use Masterpass. To start shopping at any of these locations or others, go ahead and sign up for Masterpass today; you’ll be glad you did.



How to Get Free Products in Your Mailbox Every Day

March 28, 2018coupons hub


free products

Everyone likes getting something for nothing. And, while you may have heard that this is impossible, that’s not necessarily true, at least not if you know how to go about it.

The truth of the matter is that you can easily get free products and free product samples if you know how.

First Things First, Speak Up 

One of the first things you should know is that free products are readily available. Companies and manufacturers have a certain amount of stock set aside to give away, and you could be the person they give it away to.

How, you might ask? Well, sometimes getting free products is as simple as asking for them. Don’t be afraid to ask retailers and others you do business with if they have any free products or free samples available. A lot of the time, the answer will be yes. And, the worst it will ever be is “no,” so you really have nothing to lose by speaking up and asking for the things you want.

Offer to Write or Tape Reviews  

Businesses know that the most powerful form of advertising is word of mouth. So, they are often willing to shower you with products if you offer to review products for free.

Free product testing is something that anyone can do. If you write well, for example, you could offer to leave Amazon reviews or other online reviews in exchange for a free sample. You can either ask the manufacturer directly, or look for sites- there are many -that offer this opportunity.

Or, if you are lucky enough to be someone with a large social media or Youtube following, you could do Facebook Live or Youtube videos in exchange for free goods. Many people have actually built businesses around reviewing products, so don’t be afraid to give it a try.

Sign Up for All the Freebie Sites You Can

Even if you’re not big on reviewing items, you can still enjoy free products.

Freebie sites have been around forever, and they are a true treasure trove for getting free things. These sites often list freebies by category, company, and more, so you can easily find the freebies you want, and it’s fun too.

Sometimes, there may be a small “catch” to get the freebie you want. A lot of the time, for example, you’ll have to sign up for a free product samples mail list. That’s not so bad, though, especially since you can easily create a special email address just for this purpose.

Sometimes, you may have to pay for shipping on an item but still get the item for free. That’s worth it for items that you really want. Other times, there is no catch at all, and you just get a free item for nothing.

In any event, freebie sites are a great way to find a lot of free items and to make every day a fun mail day.

Sign Up for Rewards Cards 

A lot of people think that rewards cards are a scam or an annoyance. And, while it may be annoying to have to sign up for them, it’s really worth it in the end.

That’s because these cards often come with great freebies, such as free samples, free full-size items, discounts, coupons, and more. There are rewards cards for everything from supermarkets and department stores to hotel chains.

As long as you don’t have to pay anything to sign up, always go ahead and fill out the rewards card form. It will pay off in the end.

Complain When It’s Warranted

Earlier, we mentioned the importance of speaking up when you want something. However, you should also speak up when something isn’t as you wanted.

If you order a pizza, for example, and your order is wrong, arrives late, is cold, or is otherwise unsatisfactory, let the company know. More often than not, you’ll be rewarded with a free pizza, coupons, or other apologetic offerings.

If you get a product you don’t like, let the company know. They might just do something about your dissatisfaction.

Obviously, you should not abuse this method of getting free items. But, with that said, you are entitled to good service and good products when you pay for them, and the company should make it right when it doesn’t live up to its end of the bargain.

As you can see, there are all kinds of ways to get free stuff in this world. Make the most of the opportunities available to you, and watch the freebies pour in.


How to Get and Enjoy Free Baby Products

March 24, 2018coupons hub


free baby products

Having a baby is expensive. No one understands this more than new parents. The good news, though, is that there are a wide variety of ways to get and enjoy free baby products.

In fact, you can find just about everything from wipes to diapers for free. No matter what free baby stuff you’re looking for, you’ll find that it’s very easy to get great baby items at absolutely no cost to you. The key is simply knowing how to go about it.

Sign Up for a Box Full of Free Stuff 

It may surprise you to learn that free baby products are the norm in many other countries. Other countries often believe in providing parents and their newborn babies with many of the items and a lot of the information they will need to have a successful start in life.

This box full of freebies is often referred to as a baby box, and the trend is starting to catch on in the United States. In fact, there are now baby box websites where you can sign up for free boxes full of great, safe items, like a baby mattress, sheets, and more.

The baby box websites often require you to undergo a brief educational training, also for free, in order to receive your box. However, once you’ve done so, it’s as simple as putting in your address and having your box delivered.

Check out different baby box websites and offers to find the best box to meet your needs.

Take Advantage of Free Samples 

Another great and easy way to get free baby products (and a lot of them) is to sign up for free baby samples whenever and wherever you can.

There are, for example, a lot of freebie websites that can show you how to get free items and samples from different companies. You may have to pay shipping for some items, but with others, you simply have to provide an email and/or a shipping address.

Since you’re likely to get a lot of junk email when you sign up for freebies, you may want to make a free email account just for this purpose. If you do that, you’ll have nothing to lose and lots to gain by taking advantage of all the freebies different companies offer.

Create a Baby Registry…or Two or Three

When you find out you’re pregnant, it is customary to register for baby items so that your friends and family will know what to bring for your baby shower.

However, there is no rule about how many places you can register. In fact, you are often encouraged to register at multiple stores in order to make shopping easier for your guests. However, there’s a nice bonus in it for you as well.

Many stores will actually provide free baby products, coupons, and other incentives as a “thank you” for registering with them. So, even if you’re not having a baby shower, it’s smart to sign up for as many registries as you can for the freebies alone.

Some stores that are known for giving away free baby goodies for registry signs up include:

  • Target
  • Walmart
  • Buy Buy Baby
  • Pottery Barn Kids
  • Babies R Us

Do your research to find other stores in your area that offer freebies and then sign up; it’s that simple.

Sign Up for Baby Related Rewards Programs 

Many people find it annoying when cashiers pester them to sign up for free rewards programs. However, the slight annoyance of filling out a simple registration form can provide you with a wealth of free baby products.

So, whenever you get asked to sign up for a baby related rewards program, go ahead and do it. Huggies, for example, has a Diaper rewards program that can earn you free goodies just for buying the things you already have to buy. Many stores, including some of those mentioned above, also have rewards programs that can help you to earn free baby items.

Every little bit helps when you’re raising a child, so go ahead and take advantage of these reward programs when you can.

Give Freecycling a Try and See What You Find

One final way to potentially get some free baby products, including bigger items like cribs and changing tables, is to look for a local freecycling group in your area.

With freecycling, people offer up items they no longer need, all for free, and others are encouraged to do the same. You can often find these groups on Facebook and other social media sites, so look around.

Even if you do not have a true freecycling group in your area, the “free” section of Craigslist and other classifieds will often have plenty of baby items.

As you can see, getting free baby products is easy. It’s worth any effort you have to put in too since every little savings and every little freebie can really add up to help a great deal.


The Benefits of Shopping at Wholesale Clubs: How to Get Free Products in Your Mailbox Every Day

March 21, 2018coupons hub


wholesale clubs

Most people are familiar with wholesale clubs. Just in case this is a new concept for you, however, these are clubs or warehouses where people can buy large items in bulk.

These items are typically much cheaper than they would be if purchased individually, enabling people to save money. The only catch is that, in order to get this discount and to save money, you have to be a member of the wholesale clubs, and the memberships do typically come with a fee.

In most cases, though, memberships to major wholesale clubs, such as Costco, BJs, Sam’s Club, are well worth it for the wholesale savings and many other benefits as well.

More Than Savings – Enjoy Special Deals 

As mentioned, the main reason that people typically join wholesale clubs is for the savings on the items that they buy.

However, this is not the only reason to join a wholesale club (or two or three). Many wholesale clubs actually offer special deals and savings on other important items that non-members cannot get.

Costco members, for example, can typically get special insurance deals and travel packages, just to name a few. Each wholesale club will have its own special deals and savings outside of just the regular ones, so be sure to ask about these additional savings when choosing a wholesale club.

Great Selection for Wine Lovers 

It may surprise you to learn that wholesale clubs are actually a great place to get awesome wines…as well as awesome deals on those wines.

You can find wines that are difficult to find elsewhere. Or, you can find common wines at much cheaper prices. In some cases, you can even enjoy wines no one else has access to.

Did you know, for example, that Sam’s Club recently launched its own wine brand? This is a brand that only Sam’s club members can enjoy, and the word on the street so far is that it’s a pretty great line of wines.

Free In-Store Pickup for Many Items

It’s been said that we are getting lazier as a society, and this is true in some ways. For example, does it seem like a hassle to you to have to go to a store, find an item, go through checkout, and pay for it?

If you answered yes to that question, you’ll be glad to know that, with wholesale clubs, you can be as “lazy” as you like, with no judgment. Most of the major clubs offer free in-store pickup on most items.

This means that you can order and pay for what you want online, go to the store, grab it, and head back out. This is a very simple way to get your shopping done quickly, easily, and with no hassle, which is a nice perk if you lead a busy lifestyle.

Enjoy Store Brands Others Don’t Have Access To 

Earlier, we mentioned how Sam’s club now has its own brand of wine. Wine isn’t the only thing that comes in a store brand, though.

Almost every major wholesale club has its own brand of, well…just about anything. You can buy store brand sodas, chips, frozen dinners, and more. And, what’s great about this is that you’re saving money by buying at wholesale price but you’re saving even more money by choosing the store brand over the name brand.

What’s even better than the double savings is the fact that wholesale club store brands are known for being very high quality. In fact, many store brands are even made at the same places as the name brands and are just packaged differently to save you money.

Get Cheap or Free Roadside Assistance 

Breaking down on the side of the road is one of the worst things to have happen. Unfortunately, though, it can happen to any of us at any time.

Luckily, wholesale clubs often offer free or reduced price roadside assistance packages. Sam’s Club, for example, offers free towing for its members, as well as free jump starts and free flat tire changes.

Every wholesale club is different, but most do have some kind of roadside assistance deal that is worthwhile. So, if you’re tired of living in fear of a breakdown, go ahead and opt for a wholesale club membership to ease your mind; just research first to find the best option.

These are just a few of the many ways in which wholesale clubs can save you money and benefit your life. Look into your options and find the right club or clubs for your needs. You’ll find that you start enjoying the perks almost instantly.


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May 15, 2013Coupons


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