Everyone has to buy groceries. And, unfortunately, groceries often don’t come cheap. The good news is that you can make grocery shopping cheaper, at least if you know a few basic tips.
One of the most basic of these tips is to have a grocery shopping budget and a budget in general. Each month or week or whatever pay period you are working with, you should sit down, look at your money, and plan out what needs to go where.
Decide how much money you have to spend on bills, on activities you have planned, and on necessities, such as groceries.
No matter how much money you have, you can then make a grocery shopping list that contains all of the items you absolutely have to have with that paycheck. By carefully following your basic grocery list and planning to buy only the items you can afford, you can easily learn how to save money on groceries
However, just the idea of budgeting your grocery money and buying wisely isn’t enough to help you save the big bucks. If you want to do that, then you need to know and follow some simple but highly effective tips.
Consider Paying for Your Groceries with a Credit Card
You may have been told that it is not smart to pay for necessities with a credit card. And, while this mostly holds true, that’s not always the case when it comes to groceries.
If you have a credit card that offers big rewards for using it on groceries and other necessities, you will find it smart to use this card when you do your shopping. If you do, it’s practically like getting free money back just for buying things you would have bought anyway.
The key is simply to make sure you pay off your bills quickly so as not to end up paying a lot of interest on simple things like groceries. Of course, you have to also make sure your credit card offers this particular reward option since not all of them do.
If you find out that the card you currently have does not offer this option, then it’s worth it to look into an option that does. You can save that much money.
Compare Prices from One Store to the Next
There are a lot of grocery stores out there, so many that it’s hard to know who has the best deals on what items.
Obviously, you can’t drive to every store around, checking out who has the lowest prices. Well, you could, but that would cost time and gas money, therefore defeating the purpose.
Your best bet, then, is to try out different price comparison apps, such as Flipp or Ibotta, to name just a couple. Apps like these can compare prices on different items across stores in your area, ensuring that you always get the best possible deal.
Sure, this might mean buying one item from one store and another from the next, but it’s so much cheaper that it’s worth the effort.
Take Advantage of Different Rewards Programs
Most of the big name grocery stores have their own rewards programs, which are typically free to join.
Food Lion, for example, has the “MVP” program, while Kroger and Harris Teeter also have their own rewards programs. If you’re like most people, then you shop in more than one place.
As such, it’s wise to take advantage of all of the reward programs at all of the places that you shop. Sure, it might be a bit of a hassle to fill out all of those forms, but being a rewards member can gain you access to savings every time you shop, which can really add up over time
Plus, rewards members often enjoy coupons, free items, and more as a result of their membership, so go ahead and commit to filling out those apps. You will see the rewards in the end.
Never Shop When You’re Hungry
The final tip we share may sound silly, but we swear it’s true. That tip is to never shop when you’re feeling hungry.
Hungry shoppers, research has proven, are a lot more likely to pile items they don’t really need or aren’t even likely to eat into their carts, just because those items look good to their hungry stomachs.
If you shop after a meal, you’re a lot more likely to get only the items you truly need, thereby enabling you to better stick to your budget and to save money. After all, there’s nothing worse than wasted groceries which equal wasted money.
If you can follow these simple tips, you’ll be shocked at just how much money you’ll save on groceries and at how much better you can eat and live.
Aldi’s is an amazing store, and there are plenty of them around. In fact, if you were to do a Google search for “Aldi near me,” you would likely get several results back in return.
Aldi hours vary, though most stores are open until about 8 or 9pm. No matter where your store is or when it is open, however, you should definitely check it out. At the very least, you should search through the Aldi weekly ad that likely comes in your mailbox. The Aldi ad will show you just how great and cheap this store is.
However, there are actually many reasons to shop at Aldi, a few of which will be uncovered here.
Enjoy the Cheapest Possible Produce
Unless you’ve been asleep for the past few years, you probably know that it is very important to eat plenty of fruit and vegetables. These foods fall under a broad category known as “produce.”
Unfortunately, the big excuse many people give for not eating enough fruits and veggies is that, compared to other foods, they are more expensive.
With that said, though, cheap produce can be found in abundance at Aldi. In fact, Aldi’s produce prices can be as much as 60% lower than you’d find at Walmart. So, if you want the cheapest of the cheap produce, Aldi is the place to go.
Eat the Freshest Foods You Can Find
Another great reason to shop at Aldi is because it not only has the cheapest produce, but also the freshest. In fact, all of the store’s items are fresh.
See, one of the ways that Aldi keeps prices as low as it does is by choosing to only stock foods that are bought regularly. That way, items are practically guaranteed to move off of the shelves.
So, if you want food that is very fresh, Aldi is the way to go. With cheap prices and the freshest, most delicious tasting food possible, it is hard to understand why everybody doesn’t shop there already.
Brands You Won’t Find Anywhere Else
Many stores have their own products, often referred to as “private label” brands or “store brands.” Unless you’re some kind of huge label snob, you should enjoy being able to buy these brands exclusively at Aldi.
In fact, compared to other store brands, most people find that Aldi brands taste better and more like the name brand.
In some cases, people have even reported liking the Aldi brand better than the big name brand. So, if you want to have access to great brands at even greater prices, Aldi should be your go-to shopping store.
Healthy, All Natural Meat Products
These days, there is a lot of talk about how unhealthy meat is. Unfortunately, though, buying organic, all natural meat products is out of the budget of most individuals. That is unless, of course, they shop at Aldi.
Aldi proudly offers the “Never Any” brand. This clever brand name subtly points to the fact that Aldi meats packaged under this brand never contain any hormones, animal byproducts, or antibiotics.
So, if you are someone who enjoys eating meat but who wants to indulge this habit in the healthiest possible way, Aldi is for you.
You’ll Never Find Synthetic Colors at Aldi
As people learn more about food production and the dangers of things like artificial dyes, there is a big push toward eating healthier and cleaner.
And, while people often can’t afford the healthier, more natural brands at big chain stores, they can at Aldi. Aldi is affordable and is one of the only stores of its type to have banned synthetic colors from its products.
So, if you have children or other family members who are sensitive to synthetic colors in food, or if you’re just concerned about the effects of food dyes, you can put your mind at ease by shopping Aldi. None of the foods on its shelves will ever contain synthetic dyes, guaranteed.
Aldi Stocks Many Locally Grown Items
In addition to people being more concerned about their health in recent years, there has also been a big push toward buying local products.
Not only are local products healthier for you, but buying them also helps to support smaller businesses and the local economy.
Believe it or not, you can support small businesses by shopping at Aldi. The store stocks many locally grown items, such as produce, milk, and eggs. If you want to know where an item comes from, simply ask the knowledgeable, well-paid Aldi staff for their friendly brand of help and assistance.
As you can see, there is a lot to love about Aldi. So, knowing what you know now, why shop anywhere else?
Everyone shops. And, when you make the decision to shop through Ebates or through Ebates.com, you give yourself the opportunity to earn money. Yes, that’s right. Believe it or not, you can earn money by doing something that you would do anyway- shopping.
This truth applies whether you use Ebates Amazon or whether you use Ebates at any other store or location. No matter where you use it, if you are using Ebates, you can save and even earn money just for shopping. If you doubt whether or not that is true, just check out various Ebates reviews to learn more, and you’ll see the truth.
Ebates works by giving you a cashback on the items that you buy. You can receive this Ebates cashback either by a check or by using Paypal; your payment method is totally up to you.
Ebates is able to make this happen by paying a small commission to the stores where you shop, and this simple activity is what saves you money.
If you still are not convinced that you should use Ebates, then simply take a few moments to consider all of the many benefits that go along with doing so.
Where Can You Use Your Ebates Account?
There are a variety of retailers that allow you to use your Ebates account. As such, once you have an account, you should make every possible effort to shop with these retailers.
Some of the retailers that are known to accept Ebates include:
- Dick’s Sporting Goods
- Rosetta Stone
- The Body Shop
- Adam and Eve
- PC Richard
These are just a few of a great many options where you can make the most of your Ebates account and your Ebates benefits. As such, if you do have an account, use it when you shop at these and other locations. And, if you don’t have an Ebates account but you regularly shop at these or other retailers, consider singing up for an Ebates account so that you can make money when you do choose to shop at these locations.
Be Sure That You Provide a Real Mailing Address
The whole reason to use Ebates is the fact that you get rewards in the form of cashback for doing so.
However, in order to receive your payments, you do need to provide a real and current address.
A lot of people, especially those that opt to receive their payments through Paypal, will fail to provide a real mailing address. However, do not make this mistake
If you do earn enough money via Ebates, which is very likely, especially if you shop often, you will need to have tax forms sent to you. If those forms prove undeliverable because you have provided a non-real address, you could end up losing your Ebates privileges or even in trouble with the IRS.
What’s more is that if Ebates checks on to the fact that you have not provided a real address, you may not be able to get your account during the sign up process.
Thus, don’t make things difficult for yourself. Go ahead and provide all of your real information when you sign up for Ebates. Rest assured that this information will be kept safe and secure and will only be used for truly legitimate purposes.
Try Using the Ebates App for Great Deals
Another recommendation is for you to use the Ebates app.
While you do not necessarily have to download or use the app in order to experience the benefits, it’s certainly worthwhile to do so.
Downloading the app will allow you to instantly see, anytime, what Ebates deals are available at which stores, which can be handy when making those quick shopping decisions.
Plus, the app often suggests different offers and opportunities you may not have been made aware of otherwise. It’s also free to download and use, so as long as you have a phone or a tablet, why wouldn’t you download the Ebates app?
Learn About Coupon Codes When Available
One final reason to use Ebates is the fact that the program is designed to alert you to coupon codes when available.
So, let’s say you’re shopping for that purse you’ve been eyeing for months. If there’s some kind of sale or deal on it, Ebates will let you know and also provide you with the information you need to get the special rate.
When you add that on top of what you already save by using Ebates in the first place, it’s easy to see that this program is definitely worthwhile.
So, with that said, if you like to shop and you do so regularly, Ebates is definitely for you. Get hooked up now.
Almost every neighborhood has a dollar store, a wonderfully cheap place where you can find absolutely everything you could ever want or need priced at a dollar or less.
Whether it’s a Dollar General store, a Family Dollar, a Dollar Tree, or anything in between, you absolutely need to be shopping at one of these stores if you’re not already. You can easily find one by simply typing “dollar store near me” into Google.
Even if you have to travel a little out of your way or download the Dollar store app to find a nearby location, it’s worth it. Dollar stores are that awesome and are worth shopping at for many reasons. Dollar store hours vary from one location to the next, so find out when yours is open and start shopping to enjoy these awesome benefits.
Find Name Brand Items at a Fraction of the Cost
One big misconception about dollar stores is that they only carry cheap knockoffs and “no name” brands. However, that is certainly not true.
In fact, believe it or not, you can find a wide range of name brand items at your local dollar store. In the beauty aisle, you’re likely to find products by Dove and Suave. Take a look down the food aisle, and you’ll find products from Kraft, Lays, Coke, and more.
There are plenty of great, well-known brands at the dollar store, and what’s even better is that they’re a whole lot cheaper than they would be at any other store, so fill your cart up.
Get all the Cleaning Supplies You Could Ever Need
Something else you’ll find in abundance at the dollar store is cleaning supplies. Typically, there are both name-brand products and non brand-name products, but honestly, if the supplies get the job done, who cares?
You can find buckets, mops, brooms, bleach, laundry detergent, paper towels, and so much more just by wandering the cleaning aisle at your local dollar store. Once you see all of the great, cheaply priced cleaning items there, you’ll wonder why you ever bought your cleaning supplies anywhere else.
Stock Up on Gifts, Cards, and Balloons
Most of us, at one time or another, have been in a situation where we were expected to get someone a gift…but didn’t have the funds and/or the time to make it happen.
Fortunately, by stocking up on gift items at the local dollar store, you never have to find yourself in this predicament again.
And, while you may think it sounds unbearably cheap to buy gifts from the dollar store, keep in mind that there are some very nice items there, and nobody has to know where they came from.
Simple items like bubble baths, candles, and candies make nice gifts that everyone can enjoy. There is also a plethora of cards, balloons, gift bags, wrapping paper, and other necessities at your local dollar store.
So, if you want to always have a go-to gift on hand and everything you’ll need to present it, the dollar store is your store.
Get Prepared for Any Holiday
Most people look forward to the holidays, and no matter what your favorite holiday is, you can easily prepare for it by going to the dollar store.
You can always find decorations, themed food, and more for everything from New Year’s Eve to Christmas at your local dollar store. Even smaller holidays, like St. Patrick’s Day, typically get a lot of attention at the dollar store.
So, if you are someone who enjoys decorating for every holiday, you’ll love the fact that you can do so affordably at your local dollar store. And, what’s more is that you’ll find new items every year, so your holiday decorations never have time to get boring!
Enjoy Fresh Foods at Some Dollar Stores
It may surprise you to learn that some dollar stores carry fresh foods.
While there are plenty of dollar stores that only have prepackaged goods, there are also a few with a freezer and refrigerated section.
If you have one of these in your neighborhood, know that you can buy the essentials, such as meats, eggs, cheese, and more at these dollar stores.
So, if you find yourself on a tight budget, but you’re sick of eating ramen noodles, check out the dollar store for potential fresh food finds.
As you can see, there are plenty of awesome reasons to shop at the dollar store. So, what are you waiting for? Grab a few bucks (that’s all you need after all) and start shopping today.
When you go shopping, you are almost always faced with a decision – the decision of whether to buy the generic brand of a product or the name brand.
Many people view buying generic food as “gross” or “cheap,” and they simply won’t do it, even though it means missing out on big savings.
However, in many cases, there is nothing wrong with going for brandless grocery items or store brand grocery items. The key is simply to understand the difference between generic food and non-generic food and to know when to choose which option. This is something you can get quite good at with a little know-how and a lot of practice.
The Ingredients are Often the Same
To start off with, one of the easiest ways to tell whether you should buy generic food or spring for the name brand is to take a careful look at the ingredients.
Take off brand cereal, for example. The next time you go shopping, pick up the name brand cereal and then the off-brand option. Turn both over until you find the ingredients list.
If the ingredients in both cereals are the same or close to the same, then you know that it’s not worth it to spend the extra money and buy the brand name. In that instance, what you’re paying extra for is not the product itself but its label.
If you can get into this habit of comparing the ingredients list of brandless products to name brand products, you can easily educate yourself on when it’s worth it to buy generic and when it’s better to choose the brand name. You’ll probably find that, more often than not, in the brand name vs generic battle, generic foods win out most of the time.
Consider if Nutrition Standards are in Place
Something else to think about when making the decision between brand name and generic is whether or not any nutrition standards exist regarding the product that you are buying.
Baby formula is a great example to take into consideration. There is a national formula act in place- there has bee since 1980- that states that all infant formulas must meet the same standards of nutrition and quality in order to ensure healthy, thriving children.
In this case, since standards are in place, you can choose any formula you want, name brand or not, and still be guaranteed to get a quality product. And, if you can do that and spend less money, why wouldn’t you?
Unfortunately, nutrition standards do not exist for most foods, but some foods, like meat and produce, do have to meet certain quality standards in order to be sold, so you aren’t taking a risk with your health and wellbeing if you choose to go with the store-packaged option in these cases.
Just research standards that pertain to where you live and then make your purchasing decisions accordingly.
Remember, “Generic” Often Means Local
Something else you should understand is that a lot of times, the generic brand of a product is actually the more local brand of the product.
Consider products such as orange juice or milk, for example. Obviously, the big brand name products are going to come from a factory owned by the manufacturer, which is often very far away.
The generic brands, on the other hand, might come from a local grove or farm and are able to be priced more cheaply due to not having the name brand packaging but also due to not having to be shipped to the store.
With research, you can easily find out which generic brands at your store are actually local brands. Thus, by buying these products, you can not only save money but also support the local economy and end up getting a product that is even better and more fresh than the name brand product.
There is No Harm in Trying
Everyone has different tastes and preferences. With that said, even when ingredients are not similar from one brand to the next, you might find that you don’t mind the taste of a particular generic product or, in some cases, that you may even prefer it.
So, if saving money is important to you and you aren’t hung up on having the “big name” all the time, do a little experimenting. Try out generic products and see what you think. You might just find that you like a generic brand just as well as or better than the name brand.
Either way, you don’t really have anything to lose. You’ll still save money no matter what, and you can always go back to your original preference.
Just remember, as covered here, that the gap between generic and name brand isn’t always as vast as you might think.
In today’s world, everyone knows that it’s important to be kind to the environment in every way possible. Our planet is not in the best shape, and it needs our help to improve.
Fortunately, there are many things that you can do to help make the earth a healthier place. Many of these things are simple but highly effective like choosing to use reusable shopping bags instead of the plastic or paper grocery bags offered by most grocery stores.
When you make this simple choice, you can have a big, positive impact on planet earth.
Keep Landfills from Filling Up
Many people who don’t use reusable bags don’t just because they are unaware of how much harm a plastic bag can do…or of how long it will stick around.
Did you know that the average plastic bag can take up to 1000 years to decompose? That’s 1000 years of sitting in a landfill, and our landfills are already filling up more rapidly than we can handle.
And, while paper bags don’t take quite as long to decompose, they still take longer than is ideal. If you can keep the landfills less full by using canvas shopping bags, why not do it?
Enjoy a Bag that Will Last for Years
Another good reason to use reusable grocery bags is because…well…there’s really no reason NOT to. If you can do something that benefits the environment and isn’t a sacrifice to you in any way, you absolutely should. You have nothing to lose and everything to gain.
And, speaking of “gaining,” reusable grocery bags actually are quite beneficial to you in many ways. To start with, they’re cheap. Most basic bags cost a dollar or less, and they can be reused indefinitely. Many can even be washed repeatedly without problems.
So, you spend a dollar or less or get a bag for free (many stores offer free bags), and you get years of use out of it. When you consider that many stores are now charging a bag fee and/or offer a discount for shoppers who bring in their own bags, it’s easy to see that using reusable grocery bags is actually a win-win situation for you.
Help Reduce Our Nation’s Oil Consumption
When you think of oil, plastic bags probably aren’t the first thing that comes to mind. However, there is a connection between the two.
To understand the connection, it is first important to understand just how many plastic bags Americans go through each year. It’s estimated that the number sits at 100 billion.
And, whether you realize it or not, oil is involved in the production of these bags- about 12 million barrels of it each year.
That’s a lot of oil- a whole lot more than we should be consuming of this non-renewable resource. You can play a role in reducing our oil consumption, though, by choosing to use reusable grocery bags instead of plastic bags.
Help Protect the Planet’s Animals
It’s not just people who are negatively affected by plastic bags and America’s overuse of them.
Did you know, for example, that millions of animals are killed due to ingesting plastic bags or parts of them each year? Even when bags are disposed of properly, parts and pieces make their way to the habitats of animals and cause them serious distress or even death.
If you love marine wildlife, birds, and other of nature’s creatures, don’t contribute to their demise by using plastic bags. Instead, make a difference, a little bit at a time, by choosing reusable bags over plastic.
Carry Your Groceries More Easily
As mentioned earlier, using reusable bags costs you nothing and can even benefit you in some ways.
If you need another reason to love reusable grocery bags, consider the fact that they can carry a lot more weight than your basic plastic bag. This means that, instead of lugging around several plastic bags, you can just carry one canvas tote.
Also, you don’t have to worry about canvas totes getting stretched or ripped the way plastic bags do. So, you’ll never have to deal with having your groceries fall all over the ground.
As you can see, there are many great benefits that go along with using reusable grocery bags. This choice benefits you, it benefits the planet, and it helps the animals. Best of all, there is no real sacrifice in it for you, just reward. So, with all of that said, if you are not already using reusable grocery bags, now is the time to get started.
Most people love shopping at Walmart, and it’s easy to see why. The store has long been known for having a very wide range of items and for having them at the lowest possible prices.
Now, it’s even easier to get great deals at Walmart with a special app known as the Walmart Savings Catcher. If you aren’t currently using the Savings Catcher, then download it right away so you won’t miss another minute of savings.
How the Savings Catcher App Works
The Walmart app mentioned above is very simple to use. You start, of course, by downloading the app onto your phone or tablet. Once you have done that, you’ll get a Walmart savings catcher login and everything else you need to use the free Savings Catcher app.
Once you have the app installed, you can scan any Walmart receipt’s barcode using the app. From there, Walmart’s technology will instantly go to work comparing prices on your item at other Walmart stores and at other stores in general.
If the app finds that you can get the item at a lower price elsewhere, Walmart will refund the difference and credit it to your account. This way, you are always guaranteed to get the lowest possible price on your items.
What About Older Purchases You Have Made?
When people first find out about the savings catcher app, one of the first things that they often want to know is whether or not they can use the app on older purchases. The answer is yes…to a point.
Receipts can be scanned within seven calendar days of purchasing an item. Keep in mind that your purchase date counts as a calendar date as well. So, if you bought an item within the last few days at Walmart, you can download the app and potentially “catch” some savings right away.
For purchases that you make in the future, try to get into the habit of scanning receipts immediately. If you cannot commit to that, consider having a set day each week where you scan your receipts. Establishing this simple habit could end up saving you a lot of money.
How Many Receipts Can You Submit?
Something else that people often wonder about when they are first getting used to the Savings Catcher app is how many receipts they can submit. While there is not an overall limit, meaning you can probably use the app for as long as it exists, there is a weekly limit.
Currently, you are allowed to submit up to seven receipts per week to the Savings Catcher app. That’s a pretty high limit considering most people do not shop at Walmart multiple times per week. However, with this limit, you could shop there once a day and still scan all of your receipts, so it’s a very fair and generous limit.
What Items are Ineligible for Savings Catcher Savings?
While it would be wonderful if the savings catcher app applied to every single item on the shelves at Walmart, there are certain items that are not eligible for use with the app.
Currently, these incompatible items include:
- Bakery items
- Fresh meat
- Deli products
- Outdoor consumables, such as bug spray
- Office supplies
- DVDS and CDs
- House decor and appliances
- Seasonal items
- Tobacco products
- Prescription drugs
- Products that must be used with a service agreement
- Items purchased via the WIC program
While these items may not be part of the savings catcher system, don’t worry. Many other items are. You can still save on all of the following using the app:
- Grocery items
- Health and beauty items
- Consumable household products, such as paper towels and laundry detergent
For most people, these are the items that are purchased most frequently, which is why the Savings Catcher app is so very useful.
What if You Run into a Problem?
While most people who use the Savings Catcher app are very satisfied with it, there is the possibility that you might run into a problem. Perhaps you think you qualify for a savings opportunity that you weren’t given, or maybe you can’t get a receipt to scan even though you’ve done everything right.
Fortunately, if you do run into a problem like this or have other questions or concerns, you can turn to the Walmart customer service team for help and assistance. Just go to Walmart.com and click on “Contact Us” after navigating to the Savings Catcher page. Or, you can simply click the main menu on the app and then “Give Feedback.”
As you can see, this app provides you with a great way to save, as well as help and assistance when you need it. What could be better than all those things plus free opportunities for big savings?
Kohl’s is a great store that sells a variety of items. You can shop at Kohl’s by going to an in-person store or by going to Kohls.com.
No matter how you shop, though, you’ll be glad to know that you can earn money back- money to spend at Kohl’s- every time you shop. This free money is known as Kohl’s Cash, and you can think of it like a really nice Kohl’s coupon that enables you to save money on every purchase or, if you save up your Kohl’s cash enough, to even get items for free.
How Much Kohl’s Cash Can You Earn?
Unlike a basic Kohl’s coupon code or general Kohls promo codes, Kohl’s Cash is earned in specific amounts based on how much you spend in the store.
Basically, anytime you spend $50, you will receive $10 in Kohl’s Cash. So, a $50 purchase would earn you $10 while a $100 purchase would earn you $20 and so on and so on.
Because of how the Kohl’s Cash program works, you actually earn more by spending more. So, the more you spend, the better. If that’s not a great reason to shop, nothing is!
Receiving Your Kohl’s Cash Earnings
Now that you understand how Kohl’s Cash works, you may be wondering how you actually receive your Kohl’s cash. That all depends on how you did your shopping.
If you were shopping in the store, for example, you’ll earn your Kohl’s cash in the form of a coupon. If you shopped online or via a kiosk, however, you’ll get an email with your Kohl’s Cash code attached.
All of these earnings can be spent anywhere, i.e. Online, in store, or at a kiosk, so it really doesn’t matter how you receive your Kohl’s cash.
Consider Opening a Kohls.Com Account
As mentioned earlier, you can earn Kohl’s cash when you shop online. However, if you plan to shop online often and want to make redeeming your Kohl’s cash easier, it is highly advisable to make a Kohls.com shopping account.
An online shopping account is convenient because it will store your billing and shipping information, keeping you from having to type this info in every single time you order something.
It’s also nice when it comes to Kohl’s Cash because, with an online account, any Kohl’s cash you earn is automatically stored in your online Kohl’s “Wallet,” a virtual wallet you can spend from freely as you earn rewards.
Signing up for an account is totally free, so this step is definitely worth it if you prefer to shop online.
Make Sure You Pay Attention to Redemption Dates
When you earn Kohl’s Cash, the most important thing to pay attention to is the redemption date range on your “cash.”
These dates will let you know when your cash is available to be spent and when it expires. You can double check these dates on the coupon you received or in the email you received with your rewards enclosed.
The Kohl’s stores and website will also typically publicize these dates and remind you as redemption periods are nearing to a close. Make sure you pay attention to these types of updates since rewards do not “roll over,” and you don’t want to miss using your rewards while you can.
Enjoy the “No Brand Exclusions” Rule
It has to be mentioned that one of the nicest things about the Kohl’s Cash program is that, unlike most other reward programs, there are no brand exclusions. What that means, in simple terms, is that you can use your rewards on absolutely anything you want in the Kohl’s store, no matter what its cost or brand.
So many other rewards programs place restrictions on what can be purchased with rewards, ensuring the store earns real cash for higher end items. With Kohl’s Cash, though, you can buy anything you want with your rewards, making this program an easy way to save up for items you want but can’t afford to buy fully on your own.
As you can see, there are a great many benefits and advantages to using Kohl’s Cash. You simply need to know how to use it in order to get the maximum benefits possible Following the tips and information presented here is a great place to start.
If you like to shop online or have been looking into online shopping, then you may have heard of the Masterpass program. If not, then you should know that the program, created by Master Card, is a digital wallet service.
With this digital wallet, you can easily buy items online. Your payment and shipping information are already stored by the system, allowing you to checkout instantly and without hassle.
If you’re looking for a convenient way to pay for items online, consider this program now that you understand what is master pass and how it works.
Not Just for Online Purchases Anymore
The Master Card app is mainly used for online purchases, as described above. However, that is not the only option. You can now use Masterpass in stores if your bank has partnered with Masterpass to allow this option.
Currently, the banks that have partnered with Masterpass include:
- Citi Bank
- Ally Bank
- Associated Bank
- Bank of the West
- BMO Harris Bank
- First Premier Bank
- First Hawaiian Bank
- Fifth Third Bank
- Key Bank
- People’s United Bank
- US Bank
How to Sign Up for Masterpass
If you’re ready to start enjoying the convenience of Masterpass, you’ll be glad to know that signing up is easy.
Most people sign up because they want to make an online purchase. When this is the case, you simply go to the site where you plan to do your shopping, load your cart, and then, when it comes time to checkout, you click on the “Masterpass” payment option. If you don’t want to make a purchase right away but want to get signed up, you can do that on the main Master Pass website.
From there, you will be directed to a simple signup process which involves a authentication code being sent to your phone or email. Once you have authenticated this code and thereby verified your email or phone number, you provide your card number and shipping information, which will be saved from that point forward, to finalize and start using your account.
It’s really that simple, and you don’t even have to pay a fee to start enjoying Master pass. If you do run into any problems along the way, contact the Master Card customer service department online or on the phone for help. However, most people don’t have any problem with the very simple and straightforward signup process.
Making Future Purchases with Master Pass
Most people will sign up for Master Pass when they make their first purchase. Whether you do that or you choose to sign up independent of a purchase, you will find that, after the initial signup, making future purchases is easy.
Once you have an account, you simply sign in anytime you want to make a purchase and Masterpass is accepted. Typically, you can do this without even leaving the payment page since a small window will open to allow you to sign in to your Masterpass account. Once signed in, you are ready to go. The only time you would need to complete an extra step is if you want to add a new shipping address or a new credit card number.
Safety and Security are Guaranteed
As convenient as Masterpass is, a lot of people are wary of using it. After all, they don’t know if it’s safe or if there’s a possibility of their sensitive information being leaked.
However, you can rest assured that Masterpass has been designed to be as safe as possible. Incredibly secure servers keep your information from falling into the wrong hands. Plus, keep in mind that Masterpass is backed and powered by Mastercard, a longstanding credit card company with a trustworthy reputation.
Thus, if you would trust Mastercard, you can trust Masterpass.
Cards that are Compatible with Masterpass
Because Masterpass is, as mentioned, owned by Mastercard, a lot of people make the mistake of thinking that the program only works with the Mastercard. However, this is not the case. Currently, many different cards are compatible with Masterpass. Other than Mastercard, these include:
- American Express
- Diner’s Club
If you have one of these cards, then you can sign up for Masterpass today.
Places Where You Can Use Masterpass
Masterpass is currently accepted online and in person at a variety of retailers, and more are constantly being added. Just a few that you can shop at with Masterpass right now include:
- 1800 Flowers
- Dunkin’ Donuts
- Ann Taylor
- Crate & Barrel
- The Cheesecake Factory
- Barnes & Noble
- Bass Pro Shops
- BJ’s Wholesale Club
- Brooks Brothers
- Blue Nile
These are just a few of many different places where you can use Masterpass. To start shopping at any of these locations or others, go ahead and sign up for Masterpass today; you’ll be glad you did.
Everyone likes getting something for nothing. And, while you may have heard that this is impossible, that’s not necessarily true, at least not if you know how to go about it.
The truth of the matter is that you can easily get free products and free product samples if you know how.
First Things First, Speak Up
One of the first things you should know is that free products are readily available. Companies and manufacturers have a certain amount of stock set aside to give away, and you could be the person they give it away to.
How, you might ask? Well, sometimes getting free products is as simple as asking for them. Don’t be afraid to ask retailers and others you do business with if they have any free products or free samples available. A lot of the time, the answer will be yes. And, the worst it will ever be is “no,” so you really have nothing to lose by speaking up and asking for the things you want.
Offer to Write or Tape Reviews
Businesses know that the most powerful form of advertising is word of mouth. So, they are often willing to shower you with products if you offer to review products for free.
Free product testing is something that anyone can do. If you write well, for example, you could offer to leave Amazon reviews or other online reviews in exchange for a free sample. You can either ask the manufacturer directly, or look for sites- there are many -that offer this opportunity.
Or, if you are lucky enough to be someone with a large social media or Youtube following, you could do Facebook Live or Youtube videos in exchange for free goods. Many people have actually built businesses around reviewing products, so don’t be afraid to give it a try.
Sign Up for All the Freebie Sites You Can
Even if you’re not big on reviewing items, you can still enjoy free products.
Freebie sites have been around forever, and they are a true treasure trove for getting free things. These sites often list freebies by category, company, and more, so you can easily find the freebies you want, and it’s fun too.
Sometimes, there may be a small “catch” to get the freebie you want. A lot of the time, for example, you’ll have to sign up for a free product samples mail list. That’s not so bad, though, especially since you can easily create a special email address just for this purpose.
Sometimes, you may have to pay for shipping on an item but still get the item for free. That’s worth it for items that you really want. Other times, there is no catch at all, and you just get a free item for nothing.
In any event, freebie sites are a great way to find a lot of free items and to make every day a fun mail day.
Sign Up for Rewards Cards
A lot of people think that rewards cards are a scam or an annoyance. And, while it may be annoying to have to sign up for them, it’s really worth it in the end.
That’s because these cards often come with great freebies, such as free samples, free full-size items, discounts, coupons, and more. There are rewards cards for everything from supermarkets and department stores to hotel chains.
As long as you don’t have to pay anything to sign up, always go ahead and fill out the rewards card form. It will pay off in the end.
Complain When It’s Warranted
Earlier, we mentioned the importance of speaking up when you want something. However, you should also speak up when something isn’t as you wanted.
If you order a pizza, for example, and your order is wrong, arrives late, is cold, or is otherwise unsatisfactory, let the company know. More often than not, you’ll be rewarded with a free pizza, coupons, or other apologetic offerings.
If you get a product you don’t like, let the company know. They might just do something about your dissatisfaction.
Obviously, you should not abuse this method of getting free items. But, with that said, you are entitled to good service and good products when you pay for them, and the company should make it right when it doesn’t live up to its end of the bargain.
As you can see, there are all kinds of ways to get free stuff in this world. Make the most of the opportunities available to you, and watch the freebies pour in.